Personal, Planning

Budget planning in my Filofax

I’m not that great at saving money. Sure, I have money in savings but I know I could have a lot more and given the thought of buying property in the not-too-distant future is getting closer and closer to the front of my mind I know I need to start saving properly. I currently have an excel spreadsheet that lists my outgoings for the month so I can plan if I will save anything or not but it’s only ever luck if I save each month. I don’t keep track of what I’m sending  ...

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